Send Money from Malta to Sri Lanka, Nepal and More, Straight from Your Phone
The SmartPay app is the simple way to send money from Malta to your family abroad. Download the app, verify your account in a few steps and send money home whenever you need to, without waiting in a queue.
Smart Pay Services Payment Institution (Cyprus) Ltd is a payment institution licensed by the Central Bank of Cyprus, so you can send money with confidence.
How to send money from Malta with the SmartPay app
Download the SmartPay app
Download the SmartPay app for free from the App Store or Google Play and create your account.
Verify your account
Take a photo of your passport, ID card or residence permit and a quick selfie. Verification is done in the app, so you do not need to visit anyone.
Send your first transfer
Add your receiver, choose how they receive the money, check the fee and the exchange rate, and send. Your receiver is saved, so your next transfer is even faster, and you can follow every transfer in the app.
Countries you can send money to from Malta
Choose your country to see the currency and how your family receives the money.
Sri Lanka
Nepal
The Philippines
India
More countries are available in the app, and we add new destinations regularly. The countries available to you are always shown in the app.
Why send money with SmartPay
Licensed: Smart Pay Services Payment Institution (Cyprus) Ltd is a payment institution licensed by the Central Bank of Cyprus, so you can send money with confidence.
Experienced: trusted by families in Cyprus and Greece, with over 20 years of experience, who are sending money home.
Secure: we verify every customer when they register, and every transfer is processed under our licence and our anti-money laundering controls.
Clear: the fee, the exchange rate and the amount your family receives are shown in the app before you confirm.
Easy: send from your phone, whenever you need to, without queues.
Questions about sending money from Malta
Is the SmartPay app free to download?
Yes. The SmartPay app is free to download from the App Store and Google Play.
Who can use the SmartPay app in Malta?
You can use the app if you are 18 or over and live in Malta.
What do I need to register?
A valid passport, ID card or residence permit, and your phone to take a quick selfie for the identity check.
Which countries can I send money to from Malta?
You can send money to Sri Lanka, Nepal, the Philippines and India, and more countries are available in the app. The countries available to you are shown in the app.
How long does a transfer take?
Transfers are sent instantly. The time it takes to reach your family depends on the country and on how they receive the money. The app shows you the details of your transfer before you confirm it.
How much does it cost to send money?
The fee and the exchange rate are shown in the app before you confirm each transfer, so you know exactly what your family will receive.
Can I send money in person in Malta?
In Malta, SmartPay is available in the app only. You can do everything from your phone: register, verify your account, send money and follow your transfer.
Is it safe to send money with the app?
We check the identity of every customer when they register, and every transfer is processed under our licence and our anti-money laundering controls. Smart Pay Services Payment Institution (Cyprus) Ltd is a payment institution licensed by the Central Bank of Cyprus, so you can send money with confidence.
How do I get help?
Our customer support team is here to help. You can find our contact details in the app and on smartpayservices.eu.
Download the SmartPay app