Send money home, straight from your phone
Download the SmartPay app, verify your account in a few steps and send money to your family abroad whenever you need to, without waiting in a queue.
EUR
NPR Where the SmartPay app is available
Choose the country you live in to see where you can send money and how to get started.
Sri Lanka
The Philippines
IndiaEverything you need, in one app
See the full cost first
The fee, the exchange rate and the amount your family receives are shown before you confirm.
Verify from your phone
Take a photo of your ID and a quick selfie. You do not need to visit anyone.
Saved receivers
Your receiver is saved, so your next transfer is even faster.
Follow every transfer
You can follow every transfer in the app, so you always know where your money is.
Bank deposit or cash pickup
Your family chooses how to receive the money. The options are shown when you add your receiver.
Licensed and secure
Every customer is verified and every transfer is processed under our licence and anti-money laundering controls.
Get started in three steps
Download the SmartPay app
Download the SmartPay app for free from the App Store or Google Play and create your account.
Verify your account
Take a photo of your passport, ID card or residence permit and a quick selfie. Verification is done in the app, so you do not need to visit anyone.
Send your first transfer
Add your receiver, choose how they receive the money, check the fee and the exchange rate, and send. Your receiver is saved, so your next transfer is even faster, and you can follow every transfer in the app.
Smart Pay Services Payment Institution (Cyprus) Ltd is a payment institution licensed by the Central Bank of Cyprus, so you can send money with confidence.
Get the SmartPay app
Free to download from the App Store and Google Play.