The SmartPay app – Send More, Pay Less

Send money in minutes, right from your phone.

  • Register with a selfieVerify with your ID and a quick selfie, no visit needed
  • Follow your moneyTrack every transfer in real time through the app
  • Saved receiversYour next transfer is even faster, in less than a minute
  • No surprisesFee, rate and the amount received shown before you confirm

Get the SmartPay app

Scan this code with your phone camera. It opens the App Store or Google Play for your phone.

Or download it directly

Now available in Malta and Cyprus. More countries coming soon.

Learn more about the app
Send money with market BEST RATES to almost every part of the world.
SRI LANKA SRI LANKA (€1)
372.01 LKR
20 Oct 2026 | 16:30
NEPAL NEPAL (€1)
170.02 NPR
20 Oct 2026 | 16:30
PAKISTAN PAKISTAN (€1)
310.82 PKR
20 Oct 2026 | 16:30
PHILIPPINES PHILIPPINES (€1)
70.51 PHP
20 Oct 2026 | 16:30
BANGLADESH BANGLADESH (€1)
138.49 BDT
20 Oct 2026 | 16:30
INDIA INDIA (€1)
106.30 INR
20 Oct 2026 | 16:30
  • Fee and rate shown upfront
  • Cash pickup, bank deposit or mobile wallet
  • 20+ years in money transfer

1 EUR = 170.02 NPR

  • Sending Amount: 1.00 EUR

  • Converted Amount: 170.02 NPR

* Approximate rates

Real-time updates

Track your transfer

Enter the PIN from your receipt to see where your money is right now.

  • You'll find your PIN on your transfer receipt
  • Only share your PIN with the person receiving the money
  • Need help? Our support team can check it for you

Letters and numbers only, at least 4 characters.

Choose

The Best

Fast & Secure International Money Transfers From Europe

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Reliable

People worldwide trust us with their money and our customer support is available to enhance your experience.

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Security

We use top technology and secure systems to ensure your money is transferred safely.

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Affordable

When it comes to money transfer across the globe, you can trust us with the best rates in the market.

How it works - through our Physical Network

Money Transfer
Made easy
By integrating advanced technology with remittance expertise, we provide a comprehensive suite of services that cater to both individuals and businesses.
Step 1

VISIT NEAREST OUTLET

Search for the nearest outlet from the website. Visit the outlet carrying your passport and register yourself.

Step 2

CHOOSE BENEFICIARY

Choose the beneficiary and transfer mode as cash to Cash / Bank Account / Mobile Wallet.

Step 3

RECEIVE MONEY INSTANTLY

Beneficiary will receive the money in the selected mode right away.

Testimonials

Best Words

Our customers are very active in providing feedback and reviews every time they have both good and bad experiences, and we take care of it.

"What our clients said"

User Feedback

FAQ

Quick Q&A

With a robust suite of products ranging from digital banking and payment processing to wealth management and blockchain application.

Q&A

Service Locations

We are near you

OR,


SEND More, PAY Less..

SPSPI Smart Pay Services Payment (CYPRUS) LTD is a Payment Institution licensed by the Central Bank of Cyprus (PSD2 License), with more than 20 years experience in the money transfer business. We are connected to multiple global payment networks which have been operating in the money transfer business for more than 25 years, offering a global scale network of customer service points.

Quick Links

Store Locator

  • Nearest
  • Cyprus
  • Greece
  • Portugal

FAQ

  • Send Money Support
  • Receive Money Support
  • Compliance Support
  • Agent Support

Operations

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