The SmartPay app – Send More, Pay Less

Send money in minutes, right from your phone.

  • Register with a selfieVerify with your ID and a quick selfie, no visit needed
  • Follow your moneyTrack every transfer in real time through the app
  • Saved receiversYour next transfer is even faster, in less than a minute
  • No surprisesFee, rate and the amount received shown before you confirm

Get the SmartPay app

Scan this code with your phone camera. It opens the App Store or Google Play for your phone.

Or download it directly

Send money with market BEST RATES to almost every part of the world.
SRI LANKA SRI LANKA (€1)
371.90 LKR
23 Oct 2026 | 17:21
NEPAL NEPAL (€1)
170.11 NPR
23 Oct 2026 | 17:21
PAKISTAN PAKISTAN (€1)
310.75 PKR
23 Oct 2026 | 17:21
PHILIPPINES PHILIPPINES (€1)
71.01 PHP
23 Oct 2026 | 17:21
BANGLADESH BANGLADESH (€1)
138.36 BDT
23 Oct 2026 | 17:21
INDIA INDIA (€1)
106.19 INR
23 Oct 2026 | 17:21
  • Fee and rate shown upfront
  • Cash pickup, bank deposit or mobile wallet
  • 20+ years in money transfer

1 EUR = 170.11 NPR

  • Sending Amount: 1.00 EUR

  • Converted Amount: 170.11 NPR

* Approximate rates

Real-time updates

Track your transfer

Enter the PIN from your receipt to see where your money is right now.

  • You'll find your PIN on your transfer receipt
  • Only share your PIN with the person receiving the money
  • Need help? Our support team can check it for you

Letters and numbers only, at least 4 characters.

Choose

The Best

Fast & Secure International Money Transfers Across Europe

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Reliable

People worldwide trust us with their money and our customer support is available to enhance your experience.

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Security

We use top technology and secure systems to ensure your money is transferred safely.

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Affordable

When it comes to money transfer across the globe, you can trust us with the best rates in the market.

How it works

Money Transfer
Made easy
Step 1

DOWNLOAD THE APP

Download the SmartPay app for free from the App Store or Google Play and create your account.

Step 2

VERIFY YOUR ACCOUNT

Take a photo of your passport, ID card or residence permit and a quick selfie. Verification is done in the app, so you do not need to visit anyone.

Step 3

SEND YOUR FIRST TRANSFER

Add your receiver, choose how they receive the money, check the fee and the exchange rate, and send. Your receiver is saved, so your next transfer is even faster, and you can follow every transfer in the app.

Testimonials

Best Words

Our customers are very active in providing feedback and reviews every time they have both good and bad experiences, and we take care of it.

"What our clients said"

User Feedback

FAQ

Quick Q&A

With a robust suite of products ranging from digital banking and payment processing to wealth management and blockchain application.

Q&A

Service Locations

We are near you

OR,


SEND More, PAY Less..

SPSPI Smart Pay Services Payment (CYPRUS) LTD is a Payment Institution licensed by the Central Bank of Cyprus (PSD2 License) with passporting rights across all EU countries. We bring more than 20 years of experience in the money transfer business. We are connected to multiple global payment networks which have been operating in the money transfer business for more than 25 years, offering a global scale network of customer service points.

Quick Links

Store Locator

  • Nearest
  • Cyprus
  • Greece

FAQ

  • Send Money Support
  • Receive Money Support
  • Legal & Regulatory
  • Agent Support

Operations

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